Stephen C. Ham
Executive Vice President and Chief Financial Officer

Stephen C. Ham has more than 30 years of experience in the financing of programs that help families prepare for, pay for and succeed in higher education.

Serving as chief financial officer since 2000, Ham leads the finance, accounting, audit and treasury functions for USA Funds®.
Ham previously served as vice president, strategic analysis, for USA Group. In that capacity, he was responsible for financial and strategic analysis, financial modeling, industry analysis, activity-based costing, long-range forecasting, product line analysis, and special operational and analytical projects for USA Group and its affiliated companies. He also played a leading role in the strategic planning process and directed the financial, budgeting and operational accounting activities for USA Funds and USA Group Guarantee Services.
Ham earned a master’s degree in business administration from the University of Michigan after completing his undergraduate studies at Purdue University.