Applying for Student Loans
Making Sense of Borrowing for College

Loans should be the last piece to complete your paying-for-college puzzle. Before you borrow, check out our student loan consumer publications.

If you need to take out student loans, federal loans should be your first option. Our Borrowing for College guide explains the terms, options and process for applying for federal student loans.

Parents may take out PLUS loans to pay for their child’s undergraduate education. Review our PLUS Loan Pointers before you apply.

Having trouble keeping track of your USA Funds loans or experiencing loan payment issues?

Use the Federal Student Aid Repayment Estimator to estimate loan costs and monthly payments.