Quick Access for Borrowers


Attending School >

Learn how to limit your education debt, apply for a loan and check the status of a new loan. more>

Grace Period >

Use your grace period to devise a strategy for paying back your loans. more>

Loan Repayment >

Review your repayment options and consider interest-saving provisions that could reduce your loan-repayment costs. more>

Loan-Payment Solutions >

Access your account information and take action to resolve your payment problems. more>

Parent Borrowers >

Before you take out a loan for your child's education, learn more about PLUS loans. more>

Recent Changes in Student-Loan Terms >

A new federal law affects student-loan fees, interest rates and other terms. more>

Check Loan Status >

Check the status of a new loan application or disbursement. more>

Calculators >

Estimate monthly payments and interest costs using our loan-repayment calculator or loan-consolidation calculator.

Resources for You >

Access additional information about the education-loan process. more>

Forms and Publications >

View and download loan applications and deferment and forbearance forms. more>