If you have rehabilitated — or are in the process of rehabilitating — your federal student loans, the following free resources can help you stay on track to successful repayment of your loans.

• Manage Your Money, from Mapping Your Future. Offers links to a variety of resources for setting up a budget, using credit cards wisely, balancing your checkbook and repaying your student loans.
• USA Funds Life Skills Toolkit. The “Protecting Your Credit,” “Getting a Job” and “Financial Goals” tabs of this engaging and interactive resource may be especially helpful to you.
• USA Funds Loan Payment Solutions. If you encounter problems repaying your rehabilitated loans, this site offers advice for resolving your payment issues. You also can establish an account and log in to review your account status and take action to address your payment issues.

Additional Resources by Topic

Consumer Credit Counseling
The following Web sites can help you get a handle on how to manage your debt.

• Momentive Consumer Credit Counseling Service.
• Debt Advice.org, a service of the National Foundation for Credit Counseling.
• Consumer Credit Counseling Services.
• Credit and Loans, from the Federal Trade Commission. Advice for handling credit and loans.

Credit Card Debt

• Credit Card Calculators, from Bankrate.com. Calculate credit card repayment, interest and terms.
• Student Credit Card Debt, from Nellie Mae. Summarizes results of research into credit card use by and indebtedness among college students.

Credit Reports
Use the following Web sites to check your credit report.

• Annual Credit Report.com, the site from which you can request a free copy of your credit report once every 12 months.
• Equifax.
• TransUnion.
• Experian.

Employment

• Salary.com. Offers access to annual salary ranges, job descriptions and job requirements for common entry-level or advanced careers by region of the country.
• Occupational Outlook Handbook, from the Bureau of Labor Statistics, U.S. Department of Labor. A nationally recognized source of career information designed to provide assistance to individuals making decisions about their future work lives. Revised every two years, the handbook describes what workers do on the job, working conditions, training and education needed, earnings, and expected job prospects in a wide range of occupations.

The following Web sites provide information on jobs that are currently available in your area and related salaries:

• Monster.
• Vault.
• Yahoo! Hotjobs.

Other useful job-search and career exploration Web sites, include the following:

• Careers, from The Wall Street Journal. An online index of articles on career-related topics.
• Job Hunter’s Bible.com.The companion site to the book What Color Is Your Parachute?  
• The Riley Guide. One of the oldest and most respected job-related Internet sites.
• MSN Careers. Offers a wealth of practical advice about careers.

Student Loan Repayment

• Student Loan Repayment Calculator, from USA Funds. Offers estimates of monthly payments, total interest and repayment terms for the various repayment options available to federal student loan borrowers.
• For Borrowers, from USA Funds. Offers advice for managing student loans at each stage of the loan life cycle.
• Repaying Your Loans, from the U.S. Department of Education. Describes options for repaying your federal student loans.