Information from student-borrowers

• Supplemental data sheet procedures.
• Supplemental data sheet.
• Loan-application data.
• Reference verification.
• Transfer students.
• Re-entry students.
• Less-than-half-time students.
• Leave of absence.

Students will receive information on the following topics:

• Loan terms and conditions.
• Borrower rights and responsibilities.
• Repayment.
• Deferment.
• Forbearance.
• Cancellation.
• Loan consolidation.
• Delinquency.
• Default.
• Keeping the lender informed.
• Consequences of delinquency and default.

Schools may also provide counseling and information on:

• Realistic budgeting.
• Personal financial planning.
• The cost of a higher education.
• Average student indebtedness.
• Sale and servicing of a loan.
• The school's refund policy.