This manual provides suggestions and tools to assist you in your school's debt-management and default-prevention efforts. We've organized the information into keys for successful debt management and best practices for each stage of the life of a loan.

Click on one of the stages below to view debt-management information appropriate for that stage in the loan life cycle.

If you have any feedback or would like to add your best practices to this manual, please contact the Debt-Management Consultant for your state.