About the Default-Prevention Council

USA Funds®' Default-Prevention Council is devoted to debt-management endeavors, which include the development of USA Funds Life Skills® and the use of predictive modeling to identify borrowers who are likely to default.

USA Funds established the council in 2000 as part of a multi-year initiative to help schools lower their default rates.

Representatives of historically black colleges and universities, private career schools and other postsecondary institutions work together with debt-management experts and consultants on the council.

Default  Prevention Council meetings for 2008 will be held as follows:

  • May 16, Webex meeting from 11:45 a.m.-1:30 p.m., Eastern time (8:45 a.m.- 10:30 a.m., Pacific time).
  • June 13, Webex meeting from 11:45 a.m.-1:30 p.m., Eastern time (8:45 a.m.- 10:30 a.m., Pacific time).
  • July 18, Webex meeting from 11:45 a.m.-1:30 p.m., Eastern time (8:45 a.m.- 10:30 a.m., Pacific time).

Default Prevention Council Members
The following representatives of the financial-aid community make up the USA Funds Default-Prevention Council. Select either the names or photos to view biographies.

Wayne Birdtail Wayne Birdtail
Director of Financial Aid
Fort Belknap College
Harlem, Montana
E-mail or call Wayne at (406) 353-2607, Ext. 235.


Kimberly Brown

Kimberly Brown
Director, Student Financial Services
Midwestern University
Downers Grove, Illinois
E-mail or call Kimberly at (630) 515-6044.

No Photo Available

Kamesia Ewing
Financial Aid Director
Fayetteville State University
Fayetteville, NC
E-mail or call Kamesia at (910) 672-1712.

 Dorothy Gilliard

Dorothy Gilliard
Vice President, Student Financial Services
Lincoln Education Services, Inc.
West Orange, New Jersey
E-mail or call Dorothy at (973)766-9071.

Brad Honious

Brad Honious
Director, Financial Aid and Veteran's Affairs
Valencia Community College-West Campus
Orlando, Florida
E-mail or call Brad at (407) 582-1458.

A.D. James Jr.

A.D. James Jr.
Director, Student Financial Services
Tuskegee University
Tuskegee, Alabama
E-mail or call A.D. at (334) 727-8746.

Tim Lehmann

Timothy Lehmann
Director of Financial Aid
Westwood College Online
Westminster, Colorado
E-mailor call Tim at (720) 887-8894.

Penny Mitchell

Penny Mitchell
Director of Financial Aid
American Institute of Technology
Phoenix, Arizona
E-mail or call Penny at (602) 233-2222.

Yvonne Mitchell

Yvonne J. Mitchell
Student Loan Collections Manager
North Carolina A&T State University
Greensboro, North Carolina
E-mail or call Yvonne at (336) 334-7882.

B.J. Moncure

B.J. Moncure
Director, Student Financial Aid
Jackson State University
Jackson, Mississippi
E-mail or call B.J. at (601) 979-3776.

Dyann Moses

Dyann W. Moses
Director of Counseling and Testing
Alcorn State University
Vicksburg, Mississippi
E-mail or call Dyann at (601) 877-6284.

No Photo Available

Stacy Peña-Villalobos
Director of Loans and Debt Management
Nova Southeastern University
Ft. Lauderdale, Florida
E-mail or call Stacy at (954) 262-7432.

Martha Ramos

Martha M. Ramos
Stafford Repayment Coordinator
Fashion Institute of Design and Merchandising
Los Angeles, California
E-mail or call Martha at (213) 624-1200, Ext. 4260.

Jonathan Roberts

Jonathan C. Roberts
Director of Financial Aid
Harding University
Searcy, Arkansas
E-mail or call Jon at (501) 279-5278.

Sandy Schurig Rollins

Sandra Schurig Rollins
Associate Director of Financial Aid
University of Medicine and Dentistry of New Jersey
Stratford, New Jersey
E-mail or call Sandra at (856) 566-6008.

Tommy Sims

Tommy Sims
Corporate Director, Default Management
CEC Corporate Student Finance
Sachse, Texas
E-mail or call Tommy at (847) 997-9286.

Richard Them

Richard Them
Senior Vice President, Student Financial Services
Education Management Corporation
Pittsburgh, Pennsylvania
E-mail or call Richard at (412) 995-7206.