USA Funds^® Life Skills^® Module 1, “Get a Grip on Your Finances: Smart Spending for Students” teaches students strategies for managing their money wisely while in school. The module teaches students to distinguish between “wants” and “needs,” and offers exercises in budgeting. In addition, students explore estimated salaries for various career paths and learn the importance of establishing a positive credit history.

USA Funds Life Skills Module 1 activities include the following:

• Establishing educational, career and financial goals.
• Creating a realistic budget to live by while in school.
• Developing money-saving strategies.