Rust College: Holly Springs, Miss.

Classification: Four-year private college or university; Historically Black College or University.

Modules Used:

  • Module 1: Get a Grip on Your Finances: Smart Spending for Students.
  • Module 4: Take Control of Your Future: Finishing School and Repaying Your Loans.

How Used:

  • Probationary students.
  • Exit counseling.

Program Description: Rust College launched USA Funds® Life Skills® as part of its exit-counseling program with graduating seniors. Students are required to attend one of the sessions, which are offered on three consecutive days the week before graduation. The associate director of financial aid facilitates these sessions and incorporates USA Funds Life Skills Module 4: Take Control of Your Future: Finishing School and Repaying Your Loans in her delivery. Ninety percent of the more than 100 graduating seniors have loans. The sessions generally last for 60-90 minutes and focus on topics such as budgeting, job and salary expectations, and living expenses. The facilitator guides the students through the skills book, personalizing each topic as much as possible.

After attending the USA Funds Symposium for Minority-Serving Institutions in 2004, the president and the executive assistant to the president returned to campus with a strong commitment to student retention. Upon examining their opportunities for improving student retention, they decided to target one of their at-risk groups — the probationary student. For example, for the fall 2004, rising sophomores and rising juniors who were placed on probation at the end of either the spring 2004 or summer 2004 terms were required to attend special workshop sessions that focus on financial and academic management. The associate director of financial aid facilitates these sessions, using USA Funds Life Skills Module 1: Get a Grip on Your Finances: Smart Spending for Students.

Staffing Requirements: The associate director of financial aid and the loan officer deliver Modules 1 and 4 to probationary students and graduating seniors respectively.

Recommendations: The associate director of financial aid stresses the importance of thinking through the potential strategies for implementing USA Funds Life Skills. She has learned through experience that small-group settings are superior to large-group settings for the program activities. Smaller groups give students greater freedom to ask questions, while allowing her to better personalize the sessions. Support from the president and other senior administrators also is advantageous when trying to implement USA Funds Life Skills. The facilitators of the program should attend a train-the-trainer workshop to explore effective strategies for implementing and presenting USA Funds Life Skills.

Campus Contact:
Suprena Duncan, Associate Financial Aid Director
Phone: (662) 252-8000, Ext. 4071
E-mail: sduncan@rustcollege.edu