Federal Stafford, PLUS Loan Interest Rates Summary Table

  2008–2009 2007–2008 Difference
Federal subsidized
Stafford loans disbursed
to undergraduate students 7/1/08 to 6/30/09
(Fixed rate)
6.00% N/A N/A
Federal Stafford loans, other than those listed above, disbursed on or after 7/1/06 (Fixed rate) 6.80% 6.80% N/A
Federal Stafford loans disbursed 7/1/98 through 6/30/06 in school, in grace, in deferment 3.61% 6.62% -3.01%
Federal Stafford loans disbursed 7/1/98 through 6/30/06 in repayment 4.21% 7.22% -3.01%
Federal Stafford loans disbursed 7/1/95 through 6/30/98 in school, in grace, in deferment 4.41% 7.42% -3.01%
Federal Stafford loans disbursed 7/1/95 through 6/30/98 in repayment 5.01% 8.02% -3.01%
Federal Stafford loans disbursed 7/1/94 through 6/30/95 5.01% 8.02% -3.01%
Federal Stafford loans disbursed 10/1/92 through 6/30/94 5.01% 8.02% -3.01%
PLUS loans disbursed on
or after 7/1/06 (Fixed rate)
8.50% 8.50% N/A
PLUS loans disbursed 7/1/98 through 6/30/06 5.01% 8.02% -3.01%
PLUS loans disbursed 10/1/92 through 6/30/98 5.67% 8.05% -2.38%